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Thank you for requesting the PDF of my book, 15 Things to Know Before Applying for Virginia Retirement System (VRS) Disability. In addition to the free PDF, I have a special offer for Virginia residents. If you fill out the form below, I will send you a hard copy of the book, and as a FREE gift, you will also receive my Special Report Why Submitting a Physician’s Report (VRS-6B) and copies of your medical records may not be enough to prove your Virginia Retirement System (VRS) disability retirement benefits claim. What you (and your doctor) don’t know can hurt you.

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